Answers to Your Questions
How do I apply?
Click here to complete the secure, online application. The application must be completed by both the Borrower (Primary Applicant) and the Co-Borrower (Secondary Applicant), which is usually your Spouse or other individual who you wish to nominate.
Is there an Application Fee?
No, there is no application fee at this time.
How do I know how much to apply for?
Your provider should be able to provide you with the amount of your procedure. If you are in doubt we can contact your doctor for the correct amount.
How long will it take to get approved?
All applications received before 12 noon EST will be pre-approved on the same day. All applications received in after 12 noon EST or outside of our normal business hours will be pre-approved the following business day.
What if I have had credit problems?
Health Care Financing will make every effort to customize a loan within the framework of your current financial status.
Is there a prepayment penalty?
As long as you make your monthly payments on time, you can prepay, or pay off, the remaining balance at any time, without penalty.
Are there any additional fees?
Currently there are no other fees associated with your loan
When and to whom will the funds be disbursed?
Once you have accepted your approved loan, the funds will be disbursed directly to the physician’s office within 2 business days on your behalf.
What are your business hours?
Our Loan Specialists are available Monday through Friday between 12:00 pm and 8:00 pm EST. You may of course submit your on-line Application at any time.
Who should I call if I have questions?
Click here to submit your request for information. A Loan Specialist will call you on the same day if your request is received before 12 noon EST, or the following day if received after 12 noon EST.